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Agencies
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Liability Insurance
Small Group Health Insurance
Liability Insurance*
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Available to Egg Donor and Surrogacy Agencies, IVF clinics, and attorneys specializing in reproductive law.
*Through partnership with Universal Family Insurance, a Lloyd’s coverholder
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Plan Highlights
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Legal expense coverage in the event of dispute and/or wrongful acts that may occur during the course of doing business
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Additional coverage options available:
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Professional liability coverage
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General liability coverage
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Cyber and network security coverage
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Malpractice insurance
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Small Group Insurance
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The Affordable Care Act (sometimes called the health care law, or ACA) established the Small Business Health Options Program (SHOP) for small employers (generally those with 1–50 full-time and full-time equivalent employees (FTEs)) who want to provide health and dental coverage to their employees.
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Plan Highlights
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Health Savings Account (HSAs), Health Flexible Spending Arrangements (FSAs), and Health Reimbursement Arrangements (HRAs) available
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Dental
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Vision
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You may qualify for the Small Business Health Care Tax Credit that could be worth up to 50% of the costs you pay for your employees' premiums if:
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You have fewer than 25 full-time equivalent (FTE) employees
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Your average employee salary is about $50,000 per year or less
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You pay at least 50% of your full-time employees' premium costs
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You offer SHOP coverage to all of your full-time employees. (You don't have to offer it to dependents or employees working fewer than 30 hours per week to qualify for the tax credit.)
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