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Agencies

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Liability Insurance
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Small Group Health Insurance

Liability Insurance*

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Available to Egg Donor and Surrogacy Agencies, IVF clinics, and attorneys specializing in reproductive law.

*Through partnership with Universal Family Insurance, a Lloyd’s coverholder

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Plan Highlights

  • Legal expense coverage in the event of dispute and/or wrongful acts that may occur during the course of doing business

  • Additional coverage options available:

    • Professional liability coverage

    • General liability coverage

    • Cyber and network security coverage

    • Malpractice insurance

Small Group Insurance

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The Affordable Care Act (sometimes called the health care law, or ACA) established the Small Business Health Options Program (SHOP) for small employers (generally those with 1–50 full-time and full-time equivalent employees (FTEs)) who want to provide health and dental coverage to their employees.

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Plan Highlights

  • Health Savings Account (HSAs), Health Flexible Spending Arrangements (FSAs), and Health Reimbursement Arrangements (HRAs) available

  • Dental

  • Vision

  • You may qualify for the Small Business Health Care Tax Credit that could be worth up to 50% of the costs you pay for your employees' premiums if:

    • You have fewer than 25 full-time equivalent (FTE) employees

    • Your average employee salary is about $50,000 per year or less

    • You pay at least 50% of your full-time employees' premium costs

    • You offer SHOP coverage to all of your full-time employees. (You don't have to offer it to dependents or employees working fewer than 30 hours per week to qualify for the tax credit.)

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